Bay Area Escrow Services has adopted the following Privacy Policy:

GRAMM-LEACH-BLILEY ACT (Escrow Privacy Policy)

We Are Committed to Safeguarding Customer Information: In order to better serve your needs
now and in the future, we may ask you to provide us with certain information. We understand that you
may be concerned about what we will do with such information – particularly any personal or financial
information. We agree that you have a right to know how we will utilize the personal information you
provide to us. Therefore we have adopted this privacy Policy to govern the use and handling of your
personal information.
Applicability: This Privacy Policy governs our use of the information which you provide to us. It does
not govern the manner in which we may use information we have obtained from any other source, such as
information obtained from a public record or from another person or entity.
Types of Information: Depending upon which of our services you are utilizing, the types of nonpublic
personal information that we may collect include:
• Information we receive from you on applications, forms and in other communications to us,
whether in writing, in person, by telephone or any other means;
• Information about your transactions with us, our affiliated companies, or others; and
• Information we receive from a consumer reporting agency.
Use of Information: We request information from you for our own legitimate business proposes and
not for the benefit of any nonaffiliated party. Therefore, we will not release information: We request
information from you our own legitimate business purposes and not for the benefit of any nonaffiliated
party. Therefore, we will not release your information to nonaffiliated parties except (1) as necessary
for us to provide the product or service you have requested of us; or (2) as permitted by law . We
may, however, store such information indefinitely, including the period after which any control efforts
or customer analysis. We may also provide all of the types of nonpublic personal information listed
above to one or more of our affiliated. Such affiliated companies include financial service providers,
such as title insurers, property and casualty insurers, and companies involved in real estate services,
such as home warranty companies. Furthermore, we may also provide all the information we collect,
as described above, to companies that perform marketing services on our behalf, on behalf of our
affiliated companies, or to other financial institutions with which we or our affiliated companies have
joint marketing agreements.

Former Customers: Even if you are no long our customer, our Privacy Policy will continue to apply
to you.

Confidentiality and Security: We will use our best efforts to ensure that no unauthorized parties
have access to any of your information. We restrict access to nonpublic personal information about
you to those individuals and entities who need to know that information to provide products or services
to you. We will use our best efforts to train and oversee our employees and agents to help ensure that
your information will be handled responsibly and in accordance with this Privacy Policy. We currently
maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard
your nonpublic personal information.